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Tuesday, November 29, 2011

How to Win a Court Case Without a Lawyer

Whether it is a traffic ticket or more serious charge, almost all of us will have our day in court. Here is how you can prepare yourself to win your court case.

Court Steps:

 It is important that you understand what kind of legal representation you need,  find out here.

  Next, it is important that you understand the difference between civil law and criminal law.Civil law is  between two people. If you sue someone, that is a civil case. If you are charged with a crime, that is a criminal law  case. For more information on how to win and fight your civil or criminal case Click Here!

Tips on How to Save and Budget Money

Unless you budget your money, you're practically inviting unnecessary debt into your life, and making it impossible to save. These money steps will help you figure out what money is supposed to go where so you can control your spending accordingly.

Steps and Tips on How to Save and Budget Money

Create a budget every time you get money. For most people, this is once every two weeks. Sometimes it's weekly, sometimes it's monthly. Either way, it's a regular interval, and it's the best time to decide how you're going to spend your money. Make it a rule that you don't spend any of your paycheck money until you've worked out your budget.

 Make a list of all the things you'll need to pay for until the next paycheck, such as:


  • Rent/mortgage
  • Utilities
  • Vehicle payments, insurance, maintenance (e.g. oil changes, tire rotations)
  • Debt (credit card payments, student loans, doctor's bills)
  • Gas
  • Tuition, school supplies
  • Food/groceries
  • Health insurance
 Anticipate how much you'll need to pay for each and write that amount next to the corresponding item on the list. You can also opt to pay for a fraction of something that isn't going to be due until after the next paycheck. For example, if your rent is $800 due on June 1, you just got paid $700 on May 12, and your next paycheck will be $700 on May 26, it may be wise to set aside $400 from this paycheck for rent so that you only need to take $400 out of your next paycheck to pay for rent.